Welcome!
We offer zero interest, payment-deferred loans for qualified homeowners or homebuyers. We also offer very low-interest loans amortized for up to 10 years for landlords.
What kind of assistance are you looking for?
Download the type of application you need below. Or, request a paper application >>
Down Payment
Renters can receive assistance with 50% of the down payment when purchasing their own home. Cannot exceed 10% of the purchase price.
Home Repairs
Receive loan help with home repairs, such as new siding, roofing, windows, septic systems, wells, insulation, furnaces and more!
Rental Units
Low-interest loans that are amortized for up to ten years are available for landlords who are looking to rehabilitate their rental units.
Next Steps
Frequently Asked Questions
Yes, the owners will be able to select their own contractor as long as they carry liability insurance. It is also necessary to have at least three contractor bids.
Yes, as the CDBG program only offers zero-percent, payment deferred loans at this time. No grants (i.e. money that does not need to be paid back) are currently available through the program.
Carolyn can help determine eligibility, and you can use the income levels below to help determine eligibility as well.
Number of Persons in Household |
|
1 Person | $40,250 |
2 Persons | $46,000 |
3 Persons | $51,750 |
4 Persons | $57,450 |
5 Persons | $62,050 |
6 Persons | $66,650 |
7 Persons | $71,250 |
8 Persons | $75,850 |
Yes, the land contract owner will also need to sign the necessary paperwork.
Work that was done before the loan was approved is not eligible for reimbursement.
Anyone included the life estate will need to sign the necessary loan paperwork.
Not at this time. Mobile homes in trailer parks are not included in the program.
While you can do your own work, you will not be paid for your own labor. You will also need to provide evidence showing skill and ability to perform the necessary work, and all materials must be purchased and installed before receiving payment.